10681514366204100098 This short message number says that I applied for a sum of money in the bank, but I don't need to apply for any money.

If the person who sent you the message is ICBC, it is suggested that you call ICBC customer service hotline 95588 with the mobile phone number you received the message for manual verification or try to unsubscribe. Misreceiving short messages is generally caused by renumbering some mobile phone numbers and filling in errors. For example, if the customer service hotline cannot be unsubscribed, please go to any ICBC outlet and verify your mobile phone number with the original valid ID and the mobile phone that received the SMS by mistake. After verification, you will not receive SMS by mistake again.

If you receive other wrong messages, you don't know the specific situation. You can go to the window of the corresponding bank and ask the business personnel what problems they can try and see if they can be solved.