Why haven't you received the money since the loan was issued successfully?

If the loan is issued successfully, there may be three situations in which the money is not received:

1. If the provided bank card is in an abnormal state, such as loss reporting, freezing, etc., it will not be able to receive the money normally, and the loan funds will be returned in the original way;

2. There is also that the loan is not received in real time, and the specific time of receipt is subject to the collection behavior, which generally does not exceed three working days;

3. When encountering fraudulent platforms, some fraudulent platforms pretend that the loan is successful and let the payment be unfrozen on the grounds that the bank card is wrongly frozen.

1. If the loan needs to go through many steps from application to lending, the following is the specific process:

1, loan application stage. Customers need to apply to banks and other lending institutions and fill in some application materials.

2. The loan review stage. The borrower shall also review the application materials submitted by the borrower.

3. Sign a loan contract. After approval, both parties shall sign a loan contract and a guarantee contract as the case may be.

4. Issue loans. Lending institutions issue loans according to the amount agreed in the contract.

5. loan settlement. Need to settle the loan, including normal settlement and early settlement, you can choose.

Second, the loan matters needing attention

1. When applying for a loan, the borrower makes a correct judgment on his repayment ability. Design a repayment plan according to your income level, leaving room appropriately, without affecting your normal life.

2. Choose the appropriate repayment method. There are two repayment methods: equal repayment method and equal principal repayment method. Once the repayment method is agreed in the contract, it shall not be changed during the whole loan period.

3. Repay on time every month to avoid penalty interest. From the month after the loan is initiated, it is generally the repayment date of the next month. Don't cause liquidated damages because of your negligence, so that banks can't apply for loans again.

4. Take good care of your contracts and IOUs, read the terms of the contracts carefully, and know your rights and obligations.

Third, the influence of loans overdue:

1. Overdue will also affect personal credit. If a lender borrows money from a bank and fails to repay it within the time limit, his personal credit report will leave a bad credit record. It is very difficult to apply for credit cards and loans in the future, and most of them will be rejected, which will cause many troubles to personal production and life.

2. The most direct consequence of not paying back the credit loan is a high penalty interest, and you may have to pay a certain penalty. Even the principal and interest add up to a lot of expenses, and the result of not repaying on time is to increase my economic pressure.

3. In loans overdue, the lender will face all kinds of collection. Banks or financial institutions have their own collection systems. After the lender is overdue, the first-class collection will send you a text message and call for a reminder. If it is not returned for a long time, and the degree is serious, there will even be a collector to collect it in person. This overdue person should be psychologically prepared and strive to pay off the money at the first time before solving it.